Testimonials

“We refinanced our high interest mortgage loan to a lower interest loan with David Garcia of Vault Mortgage. From the beginning to the end of our loan process, David has helped and given us the most outstanding and caring service that anyone can ask for. He is very knowledgeable about every phase of the loan process, is always accessible through the phone at all hours of the day, and is very patient and answers all questions (no matter how insignificant it is) and most importantly, he was in touch with us every day of our loan process. If there were any problems, he quickly solved them for us. We always felt confident that we were in good and trusting hands with David. We highly recommend David Garcia for your loan processing agent.”

“We obtained our mortgage from David Garcia and it was an absolute pleasure to work with him. He was open and honest with us from the get go – no hidden surprises, always available whenever we had any questions, as well as being extremely fast and efficient. He helped us close on our new house in 3 weeks. I would highly recommend David if you are looking for for friendly excellent service with a personal touch.”
(via Google reviews)

“My husband was called to ministry later in life and went to seminary in his early 40’s. Being out of full time (some times even part time) work for almost a decade did not look good for a re-fi, even after getting a pastoral position. It looked as though we would need to wait up to a year or more despite our outstanding credit rating. I spoke to a few companies including the ones who were handling my current banking and was given little if any hope… Then came David Garcia from Vault Mortgage Group. David took the time to listen and understand us so that he could work closely with the underwriting team to explain our situation. It wasn’t easy but David got the deal DONE!!! I closed mid-May 2014 and it was everything we were looking for. David is very transparent and honest and easy to work with. He put our best interests first and we really appreciate it!! Thanks Vault Mortgage.”
(via Google reviews)

“I’ve been a California Realtor for the past 7 years. I have worked with all types of Mortgage Brokers and Loan Officers (from the sellers preferred lender, to big national banks, and your boutique firms). I had the pleasure of working with one of Vault’s top loan officers by the name of Stephanie Lee. I represented the buyer in the deal. The house was a fix and flip property being sold by an investor. Stephanie went above and beyond to make sure this deal did not fall out of escrow. Stephanie was an integral part of helping me close that deal. She even got on the phone with the anxious investor seller to ensure we would close… and that we did! I also had the pleasure of working with Stephanie on a multi-unit deal for one of my investor clients. My client is still satisfied with the results and due to the great financing that Stephanie got for my client they were able to have positive cash flow before their first payment was due. As an agent, when working with home buyers (especially FHA and 1st time home buyers) and investors it’s important to work with a Loan Officer/Mortgage Broker who… frankly.. knows what the hell they are doing and doesn’t have a lazy work ethic. If are you the type of agent who wants to work with a loan officer who will make your clients love you more then Stephanie Lee of Vault Mortgage is the person for you! Continued Success!”
(via Google Reviews)

“Nick Gouche and his team made the home buying experience smooth and understandable. Being a first time home buyer I was quite nervous and didn’t know what loan options were available to me. Nick provided ALL the information I needed and walked me through every option available to our family. He communicated 24/7 with all updates on the loan process and was uber professional. If the time should ever come to where I refinance or am looking to purchase my next home, I know who I am going to. Thank You Nick Gouche and the Vault team.”
(via Google Reviews)

“David Garcia was instrumental to my home-buying experience being so successful! From our first conversations, he assured I was comfortable with every aspect of the process and maintained contact with me on each step. His commitment and professionalism surpassed my expectations. I certainly and confidently recommend him and his team at Vault Mortgage Group to family and friends!”
(via Google Reviews)

“I was very pleased with the help Vault Mortgage Group gave me with refinance my home. They were able to help me and got me the best deal available. Joshua Willis was very helpful and patient. He worked with me through the whole process, calling me and letting me know how everything was going ’till our escrow closed. Thank you again Vault Mortgage Group and Joshua Willis for all your effort and the great job you did.”
(via Google Reviews)

“My wife and I have been client of David Garcia at Vault Mortgage since 2010. We refinanced our condo and were able to lower our overall monthly payments AND turn our 30-year fixed loan into a 15-year fixed. David worked with us every step of the way and made the process easy.Just over a year later, another, larger condo unit in our complex came up for sale, and we decided to buy it and rent out our smaller unit. We needed an FHA loan, and our realtor hooked us up with a mortgage broker, but we were VERY uncomfortable with his methods and found some disturbing information about his company on the web. So, we contacted David, and he really went to bat for us, working tirelessly to secure our FHA loan when things looked grim. Within less than 3 months, the condo was ours! Since then, when property values were going up, David helped us refinance both of our condos, including getting out of our FHA loan and into a conventional loan for our primary residence and, once again, lowering our overall monthly payments. David helped us to become more financially secure than we have been for a decade! Thanks, David, and to your team!”
(via Google Reviews)

“I refinanced my home and the process was very painless and fast. Joshua Willis was great to work with, he was able to answer all my questions in a timely matter and made it very easy to understand.”
(via Google Reviews)