We refinanced our high interest mortgage loan to a lower interest loan with David Garcia of Vault Mortgage. From the beginning to the end of our loan process, David has helped and given us the most outstanding and caring service that anyone can ask for. He is very knowledgeable about every phase of the loan process, is always accessible through the phone at all hours of the day, and is very patient and answers all questions (no matter how insignificant it is) and most importantly, he was in touch with us every day of our loan process. If there were any problems, he quickly solved them for us. We always felt confident that we were in good and trusting hands with David. We highly recommend David Garcia for your loan processing agent.